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    IT WILL be as simple as a phone call to the bank. After yesterday's interest rate cut, Anesh Naidoo will pull a little money out of his mortgage repayments and move it into his credit card debt. The consumer market will not see a cent.
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    It's lunch time and you stop by your favorite café to check e-mail and grab a bite to eat. You settle in at a table when your pickup number is called. Returning to your table, you find your laptop and appetite has disappeared. OK, maybe you're not ...
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    LONDON, Nov 3 (Reuters) - Britain's biggest home lender HBOS Plc took a 5.2 billion pound ($8.5 billion) hit on the value of its risky assets and bad loans on Monday for the first nine months of this year, up 2.7 billion in the third quarter. HBOS said its takeover by UK rival Lloyds TSB remained on track and it expects the deal to complete in January. HBOS said its losses from "market ...
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